Introduction to pensions
Introduction to pensions
The pension that you will live on when you are older is based largely on your work. You should therefore review your pension as early as possible so that you can ensure you have a good life as a pensioner. Start by thinking about what sort of life you want to live as a pensioner, then calculate how much you need to save based on this.
Your future pension is saved in different ways: the general pension which comes from the state, and most people also receive an occupational pension from their employer. In addition to this, you may also need to have your own savings for your pension.
The various parts of a pension
Personal pension savings
What you save yourself
It is good to save for your pension yourself. The earlier you begin, the better. A small sum which you save can make a big difference later.
Occupational pension
How much your employer pays into your pension
As an employee, it is important to ensure that you receive an occupational pension. If you are self-employed, you may need to deposit money in your occupational pension.
National Public pension
What the state saves for you
The national public pension is provided by the state. It consists of various components, such as income pension, income pension complement, premium pension, and guarantee pension. It is managed by the Swedish Pensions Agency.
Review how much pension you will receive via minpension.se
At minpension.se you can see your entire pension.Your details are obtained automatically, giving you a clear overview of your expected pension. This service is offered free of charge.
