Introduction to pensions
Introduction to pensions
The pension that you will live on when you are older is based largely on your work. You should therefore review your pension as early as possible so that you can ensure you have a good life as a pensioner. Start by thinking about what sort of life you want to live as a pensioner, then calculate how much you need to save based on this.
Your future pension is saved in different ways: the general pension which comes from the state, and most people also receive an occupational pension from their employer. In addition to this, you may also need to have your own savings for your pension.
The various parts of a pension
Personal pension savings
What you save yourself
It is good to save for your pension yourself. The earlier you begin, the better. A small sum which you save can make a big difference later.
Occupational pension
How much your employer pays into your pension
As an employee, it is important to ensure that you receive an occupational pension. If you are self-employed, you may need to deposit money in your occupational pension.
National Public pension
What the state saves for you
The national public pension comes from the state. In consists of occupational pension and premium pension which are both based on your income.
Review how much pension you will receive via minpension.se
At minpension.se you can see your entire pension. Your details are obtained automatically and you will receive a good overview of how much pension you will receive. The service is offered free of charge.
